I now officially own my Mini! Woohoo!
Thanks to some sweet urging from K when I visited, I transferred the money and last week I transmitted my final payment. After some confusion last week as more money was taken out of my savings than was showing on my payment history, I got a letter and a check in the mail today for the difference (since I overpaid).
I'm so excited. My Mini is all mine. It's ALL MINE! Bwahahahaha!